![]() ![]() Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.īankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.Īt Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience.Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions.Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. A PCI audit or assessment, for example, will check for documentation such as employee manuals, policies and procedures, vendor agreements, and data security response plans.At Bankrate, we have a mission to demystify the credit cards industry - regardless or where you are in your journey - and make it one you can navigate with confidence. Maintain updated documentation of all policies, procedures, access logs, systems, and software involved in these PCI DSS compliance requirements. 11Conduct security and vulnerability testsįrequently perform security tests and vulnerability scans to find any weaknesses in your processes and systems.Access logs should also be audited consistently to spot any anomalies or threats to data security. 9Restrict physical access to cardholder dataĪs part of PCI data security standards, physical cardholder data must also be stored in a secure location, such as a locked room or storage area with restricted access.Įach time cardholder data is accessed, the event should be logged.This helps hold the people with access accountable and makes it easier to respond if an issue does arise like a data breach. Set up a unique ID and password for each authorized user. 8Create unique IDs and passwords for access.Create a list of authorized and unauthorized users, including employees and stakeholders and update their access permissions accordingly. 7Restrict digital access to cardholder dataĬardholder information can only be shared on a "need-to-know" basis.This applies to all systems in the card data environment, including: Regularly update systems to identify and patch any security vulnerabilities in a timely manner. 6Develop and maintain secure systems and applications.5Protect all systems against malware and regularly update anti-virus softwareĪll equipment - including the workstations, laptops, and mobile devices employees use to access the system both locally and remotely - must have anti-virus software.Learn more about how to manage cyber fraud. Also, you must know where you are sending the card data and where you are receiving it from.Įncrypting cardholder data by using a secure version of transmission protocols such as Transport Layer Security (TLS) and Secure Socket Shell (SSH), which can help prevent data from being compromised. Secure card data when it is transmitted over an open or public network, such as the Internet, Bluetooth, or Global System for Mobile communication (GSM). 4Encrypt transmission of cardholder data across open or public networks.Also, follow PCI standards for encrypting primary account numbers, such as by displaying only the first six or last four digits. This is the most important requirement: All cardholder data must be stored and encrypted using industry-accepted algorithms. These procedures need to be followed every time a new system is introduced to the IT infrastructure. ![]() Also, maintain a secure inventory of all systems, passwords, and configuration procedures. 2Do not use vendor-supplied defaults for system passwords and other security parametersĬhange default passwords on your systems to increase security.Firewall configurations should be reviewed bi-annually to ensure there are no faulty access rules, which can open your credit card data to vulnerabilities. ![]()
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |